Individual Savings Accounts (ISA’s) are tax efficient investments that come in Cash ISA, Equity ISA and Insurance ISA flavours. Due to this tax efficiency, the Government limits the total amount you can invest in ISAs each financial year.
Choosing the right strategy for an ISA is very important and often underappreciated. For contractors and the self-employed individual ISAs can be a very effective tax planning tool. You can invest monthly, in lump sums or to suit the flexibility you need. We can advise on the several types of ISA’s available including the Cash ISA, Equity ISA, Help to buy ISA and life time ISA’s. Our clients often use an ISA portfolio to complement their retirement planning. Remember, pension savings are more tax efficient but the funds are tied up until retirement, whereas most ISA’s allow access at any time.
Providing a free initial advice with no obligation gives you the confidence that our advice is honest, independent and specific for your needs. To request your free initial 30-minute financial review, please fill in the get in touch form.
THE VALUE OF INVESTMENTS AND INCOME FROM THEM MAY GO DOWN. YOU MAY NOT GET BACK THE ORIGINAL AMOUNT INVESTED.
TAX PLANNING IS NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.